National Urban Livelihoods Mission

SwarnaJayantiShahariRozgarYojana (SJSRY) has been restructured as National Urban Livelihoods Mission (NULM). NULM is a Centrally Sponsored Scheme (CSS) implemented by Ministry of Housing and Urban Poverty Alleviation, Govt. of India.

In the UT of Puducherry PUDA (Puducherry Urban Development Agency) has been designated as the implementing agency for NULM.

Key Features of NULM are as below:

To reduce poverty and vulnerability of the urban poor households by enabling them to access gainful self-employment and skilled wage employment opportunities, resulting in an appreciable improvement in their livelihoods on a sustainable basis.

Poor are entrepreneurial and have innate desire to come out of poverty. The challenge is to unleash their capabilities to generate meaningful and sustainable livelihoods. The first step is to motivate the urban poor to form their own institutions.

• Ownership and productive involvement of the urban poor and their institutions in all processes;
• Transparency in programme design and implementation, including institution – building and capacity strengthening;
• accountability of government functionaries and the community;
• Partnerships with industry and other stakeholders;
• Community self-reliance, self-dependence, self-help and mutual help.

• Building capacity of the urban poor, their institutions and the machinery involved in the implementation of livelihoods development and poverty alleviation programmes through handholding support.
• Enhancing and expanding existing livelihoods options of the urban poor;
• Training for and support to the establishment of micro-enterprises by the urban poor – self and group.

• In the 12th Five Year Plan, NULM will be implemented in all District Headquarter Towns and all other cities with a population of 1,00,000 or more as per 2011-Census.
• Primary target of NULM is the urban poor, including the urban homeless.

NULM envisages universal social mobilization of urban poor into Self-Help Groups (SHGs) and their federations.

NULM would lay particular emphasis on the mobilization of vulnerable sections of the urban population such as SCs, STs, minorities, female-headed households, persons with disabilities, the destitute, migrant labourers, and especially vulnerable occupational groups such as street vendors, rag pickers, domestic workers, beggars, constructions workers, etc.

Sub-components are – (i) Building Community Institutions: SHGs and their Federations, (ii) Universal Financial Inclusion, (iii) Revolving Fund Support to SHGs and their Federations, (iv) City Livelihood Centres (CLCs), (v) Training & Other Capacity Building Programmes for SHGs and their Federations.

• CB & T’s component is to transform the role of Ministry of Housing & Urban Poverty Alleviation and State Agencies in charge of urban poverty alleviation into providers of high quality technical assistance in the fields of urban livelihoods promotion and urban poverty alleviation.
• Its sub-components are - (i) Technical Support at National, State and City Levels and (ii) Training & Other Capacity Building Programmes for Mission Management Units (MMU)s.

• Providing assistance for development / upgrading of the skills of the urban poor so as to enhance their capacity for self-employment and salaried employment.
• No minimum or maximum educational qualification is prescribed for the selection of beneficiaries under EST &P.
• The percentage of women beneficiaries under EST&P shall not be less than 30 %.
• SCs and STs must be benefitted at least to the extent of the proportion of their strength in the city / town population of poor.
• A special provision of 3% reservation should be made for the differently-abled under this programme.
• Skill training will be linked to accreditation and certification and preferably be undertaken on a Public Private Partnership (PPP) mode.
• The cost per beneficiary shall not exceed Rs.15,000/-, which will include training cost, trainee mobilization, selection, counseling, training material, trainers’ fee, certification, toolkit, other miscellaneous expenses to be incurred by the training institution and also micro-enterprise development / placement related expenses.        The cost per beneficiary shall not exceed Rs.15,000/-, which will include training cost, trainee mobilization, selection, counseling, training material, trainers’ fee, certification, toolkit, other miscellaneous expenses to be incurred by the training institution and also micro-enterprise development / placement related expenses.

• Self Employment-Individual and Group Enterprises This will focus on financial assistance to individuals/groups of urban poor for setting up gainful self-employment ventures/micro-enterprises, suited to their skills, training, aptitude and local conditions.
• SHG – Bank Linkage Interest Subsidy over and above 7% rate of interest will be applicable to all SHGs accessing bank loan. An additional 3% interest subvention will be provided to all women SHGs who repay their loan in time in all the cities.
• Credit Card for enterprise development Efforts will be made to cover beneficiaries with credit cards for working capital and other purposes.
• Technology, Marketing and Other support Technology, Marketing, consultancy (advice) and other support may also be provided by States / Cities to beneficiaries in setting up micro-entreprises, in relation to input procurement, production, packaging, branding, marketing, etc.

• Pro-vending urban planning States and cities will conduct a periodic socio-economic survey of street vendors, register street vendors and will ID cards for street vendors
• Skill Development and Micro-enterprise Development support for street vendors Poor and EWS street vendors in urban areas can access skill training under the EST & P component of NULM and micro-enterprise development support under the SEP component of NULM.
• Credit-enablement of Street Vendors Street vendors will be encouraged to access basic banking services.
• Development of Vendors Markets Development of vendors’ marketing / vending zones / informal sector markets in accordance with Town Vending Plans with infrastructure / civic facilities.
• Social Security Convergence Street vendors will be encouraged to access other social security benefits available to them through various schemes of the Govt. of India (such as RashtriyaSwasthyaBimaYojana), state-level and city-level social security and social assistance initiatives / schemes.

• Its main objectives is to provide shelter and all other essential services to the poorest of the poor segment of urban societies. The shelters should be permanent all-weather 24 x 7 shelters for the urban homeless.
• For shelter planning purposes, a space of 50 Sq.ft. or 4.645 sq. meters or say, 5 square meters per person may be taken as the minimum space to be provided.
• Basic common facilities / amenities such as water, sanitation, electricity, kitchen / cooking space, common recreation space may be provided at the shelters for dignified human living.
• Funding Pattern for SUH: Govt. of India would fund 75% of the cost of construction of the shelters and 25% would be the State contribution. For O&M of shelter, Central Government would provide 75% or 90% of the Operational & Maintenance cost, as the case may be for each shelter to all states for 5 years.

Finance of the Mission shall be shared between the Centre and the States / UTs on the following basis:

• Central share to be released to States under NULM will be tentatively allocated between the States / UTs in relation to the incident of urban poor population.
• State / UT wise annual physical targets under the Mission will be tentatively fixed on the basis of the all-India targets decided by the Mission Directorate.